Disclaimer

1. General Information and Limitation of Reliance

The content, materials, and resources provided on the Anchorvia Financial website (https://www.anchorvia.com) and any associated platforms (collectively, the "Site") are made available strictly for general informational and educational purposes. The financial landscape is inherently dynamic; consequently, the information presented may be incomplete, evolving, or subject to change without prior notice.

Anchorvia Financial makes no representation, warranty, or guarantee—whether express or implied—regarding the accuracy, completeness, reliability, timeliness, or suitability of any information, products, services, or related graphics contained on the Site for any particular purpose.

Users of this Site acknowledge and agree that any reliance placed on such information is strictly at their own risk. Under no circumstances shall the information provided be construed as a definitive or exhaustive analysis of any financial, legal, or operational subject matter. Users assume full, unmitigated responsibility for their reliance on any information provided herein.

2. No Professional Advice

Anchorvia Financial is not a registered investment advisor, law firm, or certified public accounting firm. Absolutely no information contained on this Site should be interpreted or construed as financial, investment, legal, tax, or accounting advice.

The content provided is highly generalized and is not tailored to the specific circumstances, financial profile, risk tolerance, or operational objectives of any individual or corporate entity. Furthermore, the dissemination and reception of information via this Site does not create, nor is it intended to create, a fiduciary relationship, advisory relationship, or attorney-client relationship between you and Anchorvia Financial.

Any perceived guidance, strategies, or recommendations are entirely incidental and non-advisory in nature. Users are strongly advised and actively encouraged to consult with their own licensed professionals—including independent legal counsel, certified public accountants, and registered financial advisors—prior to making any significant financial, legal, or business decisions.

3. Tax and Legal Coordination Disclaimer

In the course of providing its services, Anchorvia Financial may coordinate, collaborate, or interface with licensed Certified Public Accountants (CPAs), Enrolled Agents (EAs), or legal professionals. However, Anchorvia Financial itself does NOT provide tax preparation services, tax advisory services, or legal advice.

Any tax-related insights, structural strategies, or potential recovery analyses discussed on the Site or during initial consultations are entirely preliminary, non-binding, and illustrative. The variability of tax outcomes is significant and highly dependent upon the granular specifics of a business's operational history, current financial structure, and prevailing jurisdictional statutes.

Given the extreme regulatory complexity and the frequency of legislative changes at both the federal and state levels, users must not rely on Anchorvia Financial for definitive tax or legal determinations. Final tax positions and legal structuring must be verified and executed by appropriately licensed third-party professionals.

4. Funding and Financial Products Disclaimer

Anchorvia Financial acts strictly as an intermediary, facilitator, and strategic coordinator between business owners and third-party financial institutions, lenders, and underwriting syndicates. We do not act as a direct lender, depository institution, or underwriter, and we do not issue credit or capital directly from our own balance sheet.

All funding decisions, credit approvals, and capital deployments are made exclusively by third-party providers. Because underwriting criteria are subject to immense variability and shifting market conditions, offer structures, interest rates, repayment terms, and covenant requirements may differ significantly from initial estimates or historical averages.

Any indication of "pre-qualification" or "conditional eligibility" does not equate to a final approval or a binding commitment to lend.

Anchorvia Financial makes absolutely no guarantees of approval. We explicitly disclaim any guarantees regarding specific interest rates, loan terms, funding amounts, or the speed of capital deployment. All financial products are subject to rigorous third-party underwriting, collateral verification, and final contractual execution.

5. No Guarantee of Results

Anchorvia Financial provides strategic frameworks designed to optimize financial positioning; however, we make no guarantees, warranties, or assurances regarding specific outcomes. This includes, but is not limited to, guarantees regarding funding outcomes, credit profile improvement, tax savings, debt reduction, or overall financial performance.

Business outcomes are contingent upon numerous external factors beyond our control, including macroeconomic conditions, industry-specific volatility, consumer behavior, and the operational execution of the business owner. Past performance, case studies, and historical client outcomes referenced on this Site are strictly illustrative and are not indicative of future results for any other entity.

6. Credit Services Disclaimer

To the extent that Anchorvia Financial provides guidance or coordination related to business or personal credit improvement, users acknowledge that credit outcomes are ultimately determined by third-party credit reporting agencies (e.g., Dun & Bradstreet, Experian, Equifax, TransUnion) utilizing proprietary scoring models.

Credit profile adjustments may require significant time to manifest. Anchorvia Financial offers no assurance or guarantee of score improvement, credit tier advancement, or the removal of derogatory marks. Furthermore, ongoing consumer behavior, credit utilization, and payment history heavily impact credit outcomes and remain the sole responsibility of the user.

7. Third-Party Relationships and Liability Limitation

During the course of engagement, Anchorvia Financial may refer, connect, or introduce users to a network of third-party lenders, financial institutions, insurance providers, tax professionals, and other specialized service providers.

Anchorvia Financial exercises no control over the actions, underwriting models, contractual terms, or operational integrity of these third parties. Consequently, we disclaim any and all liability for the decisions, terms, performance, errors, or omissions of any third-party provider.

Users enter into agreements, contracts, and financial arrangements with third parties entirely at their own discretion and risk. Anchorvia Financial shall not be held liable for any disputes, damages, or financial losses arising from your relationship with a third-party provider.

8. No Client or Fiduciary Relationship

Your use of this Site, including the submission of contact forms, downloading of resources, or initiation of preliminary communications, does NOT establish a formal client relationship, an advisory relationship, or a fiduciary duty between you and Anchorvia Financial.

A formal, legally binding relationship is only established upon the mutual execution of a written engagement agreement or service contract, clearly defining the scope of services, compensation structures, and respective liabilities.

9. Earnings and Performance Disclaimer

Anchorvia Financial makes no representation, warranty, or guarantee of financial outcomes, revenue growth, profitability, or overall business success. Any forward-looking statements, projections, or financial modeling provided are purely hypothetical and intended for planning purposes only. Individual business results vary widely based on market conditions, management competency, and capital deployment efficiency.

10. Website and Technology Disclaimer

The Site and all associated digital infrastructure are provided on an "as is" and "as available" basis. Anchorvia Financial makes no guarantees regarding the continuous uptime, technical accuracy, or absolute security of the Site.

We are not responsible or liable for any service interruptions, technical errors, data loss, transmission delays, or malicious technological attacks (e.g., malware, viruses) that may infect your computer equipment or digital property as a result of accessing, downloading, or utilizing the Site.

11. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Anchorvia Financial, its executives, directors, employees, affiliates, or agents be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages—including but not limited to loss of profits, revenue, data, or business opportunities—arising out of or in connection with your use of the Site, your reliance on any information provided herein, or your interactions with referred third-party providers. This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other legal theory.

12. Indemnification

By accessing and utilizing the Site, you expressly agree to indemnify, defend, and hold harmless Anchorvia Financial, its officers, directors, employees, and affiliates from and against any and all claims, damages, liabilities, judgments, awards, losses, costs, and legal expenses (including reasonable attorneys' fees) arising from or relating to your misuse of the Site, your violation of these terms, your reliance on the information provided, or your infringement of any intellectual property or other rights of a third party.

13. Regulatory and Compliance Positioning

The services and information provided by Anchorvia Financial are designed to align broadly with applicable U.S. commercial and financial regulations. However, we make no representation or warranty of full regulatory compliance certification. Laws and regulatory expectations vary significantly by state and local jurisdiction. Users are responsible for ensuring that their own business practices comply with all relevant jurisdictional laws.

14. Modifications and Updates

Anchorvia Financial reserves the unilateral right to modify, amend, or update this Disclaimer at any time, without prior notice. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of an updated Disclaimer constitutes your definitive acceptance of those changes.

15. Contact Information

If you have any questions, concerns, or require further clarification regarding the scope and limitations outlined in this Disclaimer, please contact us at:

• Email: info@anchorvia.com
• Phone: 757-337-4189
• Address: 733 Thimble Shoals Blvd, Ste 170-105, Newport News, VA 23606