Terms of Service

1. Acceptance of Terms

By accessing, browsing, or otherwise using the website located at https://www.anchorvia.com (the "Site") or any services provided by Anchorvia Financial ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms").

If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. These Terms apply to all visitors, users, clients, and others who access or use the Site or our services.

2. Modifications to Terms

Anchorvia Financial reserves the right, at our sole discretion, to update, change, or replace any part of these Terms at any time. It is your responsibility to check our website periodically for changes.

Your continued use of or access to our website or the Service following the posting of any changes to these Terms constitutes acceptance of those changes.

3. Use of Website

The Site and its contents are intended solely for lawful business and informational purposes. By using the Site, you agree that you will not:

• Misuse, reproduce, duplicate, copy, sell, resell or exploit any portion of the Site or our services without express written permission by us.
• Attempt to gain unauthorized access to our systems, servers, or networks.
• Use the Site for any fraudulent, illegal, or unauthorized purpose, or in a manner that violates any laws in your jurisdiction.
• Transmit any worms, viruses, or any code of a destructive nature.

4. Services Overview

Anchorvia Financial provides financial coordination and consulting services tailored for business owners. These services may include, but are not limited to, funding facilitation, financial advisory support, tax coordination, and credit-related services.

Please note that our services may vary, are subject to change without notice, and not all users or businesses will qualify for all services, funding, or programs we facilitate.

5. No Guarantee of Results

Anchorvia Financial makes no representations, warranties, or guarantees regarding specific outcomes resulting from the use of our services. Specifically, we do not guarantee:

• Funding approvals, specific loan amounts, or capital access.
• Specific interest rates, repayment terms, or financial structures.
• Credit score improvements or specific credit profile enhancements.
• Specific tax savings or financial performance outcomes.

All results depend heavily on third-party underwriting decisions, market conditions, and your individual business and financial circumstances.

6. Third-Party Services

Our services frequently involve connecting users with third-party entities, including lenders, financial institutions, Certified Public Accountants (CPAs), Enrolled Agents (EAs), attorneys, and insurance providers.

Anchorvia Financial is an independent facilitator and coordinator. We are not responsible or liable for:

• The decisions, approvals, or denials made by third-party lenders or institutions.
• The specific terms, conditions, or agreements you enter into with third parties.
• The performance, errors, omissions, or actions of any third-party professional or service provider.

Any engagement with a third party is solely between you and that third party, and you assume all associated risks.

7. User Responsibilities

To utilize our services effectively, you agree to:

• Provide accurate, current, and complete information regarding your business, finances, and identity.
• Promptly update any information to keep it accurate and complete.
• Not misrepresent your financial standing, business operations, or legal structure.
• Comply with all applicable local, state, federal, and international laws and regulations.

8. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Anchorvia Financial or its content suppliers and is protected by United States and international copyright laws. You may not copy, reproduce, distribute, display, or transmit any part of the Site without our prior written consent.

9. No Professional Relationship

Your use of the Site, submission of forms, or receipt of general information does NOT create a client relationship, advisory relationship, or fiduciary duty between you and Anchorvia Financial.

A formal, legally binding client relationship is only established upon the execution of a separate, written agreement signed by both you and an authorized representative of Anchorvia Financial.

10. Privacy Reference

Your submission of personal and business information through the Site is governed by our Privacy Policy. By agreeing to these Terms, you also acknowledge and agree to the data handling practices described in our Privacy Policy.

11. Disclaimer of Warranties

The Site and all services provided by Anchorvia Financial are provided on an "as is" and "as available" basis.

We make no representations or warranties of any kind, express or implied, regarding the operation of the Site, the accuracy or reliability of the information, or the availability of the services. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

12. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Anchorvia Financial, its directors, officers, employees, affiliates, agents, contractors, or licensors be liable for any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation, lost profits, lost revenue, lost savings, loss of data, or any similar damages.

This limitation of liability applies whether based in contract, tort (including negligence), strict liability, or otherwise, arising from your use of the Site, any services procured, or any third-party engagements facilitated through our services, even if advised of their possibility.

13. Indemnification

You agree to indemnify, defend, and hold harmless Anchorvia Financial and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, and employees from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms, your misuse of our services, the provision of false or misleading information, or your violation of any law or the rights of a third party.

14. Termination

We reserve the right to refuse service, suspend, or terminate your access to the Site or our services at any time, without notice, for any reason, including but not limited to a breach of these Terms.

You may also discontinue your use of the Site and our services at any time. The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

15. Governing Law

These Terms and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.

16. Dispute Resolution

We encourage you to contact us directly to seek an informal resolution to any concerns or disputes.

If a dispute cannot be resolved informally, any claim, dispute, or controversy arising from or relating to these Terms or our services shall be resolved through binding arbitration administered in the Commonwealth of Virginia, rather than in court. You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.

17. Severability

In the event that any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms. Such determination shall not affect the validity and enforceability of any other remaining provisions.

18. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement and understanding between you and Anchorvia Financial regarding your use of the Site and our services, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us.

19. Contact Information

Questions about the Terms of Service should be sent to us at:

• Email: support@anchorvia.com
• Website: Contact Form